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Stone County · Mississippi

Self-employed health insurance, local to Stone.

From Bronze HDHPs to off-exchange PPOs — every plan available in Stone County, Mississippi, compared honestly.

Residents
20k
Stone County, Mississippi
Reviewed by Carter Bishop
Licensed Insurance Agent · Owner · NPN 21065164
FL License G089818
Line of Authority 2-15 Health
Multistate 40+
NPN 21065164FL 2-15 Health Agent · License G089818Licensed in 40+ statesNIPR Public Lookup
  1. Stone County is home to 20k residents with access to the Mississippi ACA marketplace.

  2. Average APTC subsidy across Mississippi: $592/month, applied at enrollment to lower your premium directly.

By the numbers

Stone at a glance.

Population, marketplace, and subsidy figures drawn from primary government records.

Stone population
20k
U.S. Census 2024
Median household income
$59,307
U.S. Census ACS 5-year
Avg APTC Mississippi
$592/mo
CMS OEP public-use file
Mississippi marketplace
286k
CMS OEP enrollees
Local providers

Nearest hospitals near Stone.

Stone County doesn't have its own CMS-listed acute-care hospital. The closest facilities are in adjacent counties.

  1. Acute Care Hospitals001

    Forrest General Hospital

    Hattiesburg · Forrest County · Acute Care Hospitals

  2. Acute Care Hospitals002

    George Regional Health System

    Lucedale · George County · Acute Care Hospitals

  3. Acute Care Hospitals003

    Ochsner Medical Center-hancock

    Bay Saint Louis · Hancock County · Acute Care Hospitals

  4. Acute Care Hospitals004

    Memorial Hospital At Gulfport

    Gulfport · Harrison County · Acute Care Hospitals

Source: CMS Care Compare · updated 2026-02-25

Stone County residents seeking self-employed health coverage typically travel to neighboring areas for care, with Forrest General Hospital in Hattiesburg and George Regional Health System in Lucedale serving as key regional options. Unlike more urban surrounding counties such as Harrison or Jackson, Stone County's smaller population means marketplace plan choices may be more limited, so comparing available ACA options carefully can be especially worthwhile here.

Local Context · Stone County
  • 01Which hospitals in Stone County accept ACA marketplace plans?
    Hospital network access depends on the specific carrier and plan, not just the geography. Most acute-care hospitals in Stone County participate in at least one marketplace carrier's network — but the only way to know whether a specific hospital is in-network for a specific plan is to check the carrier's online provider directory or call the hospital's billing office. Before recommending any plan I always verify in-network status for your hospitals and primary-care provider.
  • 02When does ACA Open Enrollment start in Stone County, Mississippi?
    Mississippi uses the federal HealthCare.gov marketplace. Open Enrollment for the next plan year typically runs November 1 through January 15. Outside of Open Enrollment, you can still enroll if you've had a qualifying life event in the last 60 days — losing employer coverage, moving, getting married, having a baby, or losing Medicaid eligibility.
  • 03Do I qualify for a subsidy in Stone County?
    Subsidy eligibility is determined at the household level, not at the county level. The two factors that matter are projected Modified Adjusted Gross Income (MAGI) for the year and household size. The benchmark Silver plan price varies by county — Stone County's benchmark drives the math the marketplace uses. I run actual numbers against your projected income and zip code before recommending anything.
Ready when you are

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Bishop Insurance Partners LLC is a licensed insurance agency. We help individuals and families enroll in plans through the Health Insurance Marketplace and other carriers. We do not represent every carrier or every plan available in your area. For a complete list of options, visit HealthCare.gov or your state's marketplace. Information presented is for educational purposes and does not constitute medical, legal, or financial advice.

Carter Bishop · NPN 21065164 · FL 2-15 Health Agent · License G089818 · Licensed in 40+ states · NIPR Public Lookup