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Clay County · Mississippi

Self-employed health insurance, local to Clay.

Marketplace plans, supplemental coverage, and ICHRA strategies for Clay County residents — handled by an independent agent.

Residents · Hospitals
18k / 1
Clay County, Mississippi
Reviewed by Carter Bishop
Licensed Insurance Agent · Owner · NPN 21065164
FL License G089818
Line of Authority 2-15 Health
Multistate 40+
NPN 21065164FL 2-15 Health Agent · License G089818Licensed in 40+ statesNIPR Public Lookup
  1. Clay County is home to 18k residents with access to the Mississippi ACA marketplace.

  2. Average APTC subsidy across Mississippi: $592/month, applied at enrollment to lower your premium directly.

  3. 1 CMS-listed acute-care hospitals in Clay County — network participation varies by carrier; we verify before enrollment.

By the numbers

Clay at a glance.

Population, marketplace, and subsidy figures drawn from primary government records.

Clay population
18k
U.S. Census 2024
Median household income
$39,904
U.S. Census ACS 5-year
Avg APTC Mississippi
$592/mo
CMS OEP public-use file
Mississippi marketplace
286k
CMS OEP enrollees
Local providers

Major hospitals in Clay.

Acute-care facilities accepting marketplace plans. Network participation varies by carrier — verify before enrollment.

  1. Acute Care Hospitals001

    Clay County Medical Corporation

    West Point · Acute Care Hospitals

Source: CMS Care Compare · updated 2026-02-25

Self-employed residents of Clay County can explore ACA marketplace plans that serve the area anchored by Clay County Medical Corporation in West Point, offering a connection to local care that differs from the urban networks found in neighboring Lowndes County. Unlike larger metro-adjacent counties, Clay County's relatively small population means plan choices may be more limited, so comparing available options carefully during open enrollment is especially worthwhile here.

Local Context · Clay County
  • 01Which hospitals in Clay County accept ACA marketplace plans?
    Hospital network access depends on the specific carrier and plan, not just the geography. Most acute-care hospitals in Clay County participate in at least one marketplace carrier's network — but the only way to know whether a specific hospital is in-network for a specific plan is to check the carrier's online provider directory or call the hospital's billing office. Before recommending any plan I always verify in-network status for your hospitals and primary-care provider.
  • 02When does ACA Open Enrollment start in Clay County, Mississippi?
    Mississippi uses the federal HealthCare.gov marketplace. Open Enrollment for the next plan year typically runs November 1 through January 15. Outside of Open Enrollment, you can still enroll if you've had a qualifying life event in the last 60 days — losing employer coverage, moving, getting married, having a baby, or losing Medicaid eligibility.
  • 03Do I qualify for a subsidy in Clay County?
    Subsidy eligibility is determined at the household level, not at the county level. The two factors that matter are projected Modified Adjusted Gross Income (MAGI) for the year and household size. The benchmark Silver plan price varies by county — Clay County's benchmark drives the math the marketplace uses. I run actual numbers against your projected income and zip code before recommending anything.
Ready when you are

Compare Clay options.
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Free consultation, full Mississippi marketplace access, no commitment. Real numbers in 20 minutes.

Bishop Insurance Partners LLC is a licensed insurance agency. We help individuals and families enroll in plans through the Health Insurance Marketplace and other carriers. We do not represent every carrier or every plan available in your area. For a complete list of options, visit HealthCare.gov or your state's marketplace. Information presented is for educational purposes and does not constitute medical, legal, or financial advice.

Carter Bishop · NPN 21065164 · FL 2-15 Health Agent · License G089818 · Licensed in 40+ states · NIPR Public Lookup