# Solo Attorneys & Practice Owners — Coverage Checklist

*The 60-day clock.* Work through this before you shop or renew.

## Get your number right
- [ ] Start from: practice revenue (full year)
- [ ] Confirm whether firm coverage ends on your last day or at month end — the 60 days run from the coverage end date.
- [ ] Add all other household income (spouse W-2, side work) — the marketplace wants one combined figure

## The traps in your line of work
- [ ] Have an answer for: A 60-day enrollment window that closes while the practice launch consumes attention
- [ ] Have an answer for: A thorough malpractice review that leaves personal health coverage untouched
- [ ] Have an answer for: S-corp premiums paid the wrong way and a deduction lost
- [ ] Have an answer for: No firm administrator to hand the enrollment paperwork to

## Fast facts to remember
- **60 days** — from coverage end, not last day worked
- **Malpractice** — is not health coverage
- **Entity** — sets the deduction mechanics

## Before you enroll
- [ ] List your doctors and check them against the plan network
- [ ] List prescriptions and check the formulary
- [ ] Compare at least two plans on deductible AND network, not premium alone

Full guide: https://bishopplans.com/health-insurance-for/ · Tools: https://bishopplans.com/health-insurance-for/tools/
Free to share. Not legal or tax advice.