# Actors & Performers — Coverage Checklist

*Covered between bookings.* Work through this before you shop or renew.

## Get your number right
- [ ] Start from: all performance + teaching + day-job income
- [ ] A survival-job coverage offer can control credit eligibility — run the affordability test with a real pay stub.
- [ ] Add all other household income (spouse W-2, side work) — the marketplace wants one combined figure

## The traps in your line of work
- [ ] Have an answer for: Fund eligibility lapsing after a quiet qualifying period
- [ ] Have an answer for: W-2s, 1099s, and survival-job wages tangled into one estimate
- [ ] Have an answer for: A survival-job coverage offer quietly controlling credit eligibility
- [ ] Have an answer for: Tours and regional contracts outrunning a home-network plan

## Fast facts to remember
- **Thresholds** — union funds key on them
- **Four streams** — one household estimate
- **On tour** — network breadth decides

## Before you enroll
- [ ] List your doctors and check them against the plan network
- [ ] List prescriptions and check the formulary
- [ ] Compare at least two plans on deductible AND network, not premium alone

Full guide: https://bishopplans.com/health-insurance-for/ · Tools: https://bishopplans.com/health-insurance-for/tools/
Free to share. Not legal or tax advice.